The Better Bank
You Control

Build wealth. Spend it anywhere. Zero limits.

Biometric protection. Hardware-wallet security.

Powered by

Smarter Money Runs On Self-Custody

A programmable account that grows your balance, powers your payments, and protects your assets.

Send and receive crypto
and fiat worldwide

Schedule payments for
subscriptions and savings

Spend globally
with your Flux Card

Send and receive crypto
and fiat worldwide

Schedule payments for
subscriptions and savings

Spend globally
with your Flux Card

Forgot Your Seed Phrase? You're Not Alone.

Over $100 Billion in crypto has been lost forever due to forgotten seed phrases and lost keys.

$100Billion

No more fragile keys. Flux makes self-custody secure, simple, and recoverable.

When Wallets Break, You Pay.

Hackers drained $2.3 billion from wallets and exchanges in the first 6 months of 2025 alone.

$2.3Billion

Don't trust luck. Trust programmable security.

You Earn Pennies. They Earn Billions.

Banks earn an average 3% on your deposits while paying you less than 0.5%. $275 Billion in missed yield in 2025.

$275Billion

Put your balance to work with up to 25% APY.

Total Control,
Zero Complexity

Hardware-level protection with easy
recovery and powerful controls.

Sign with Face ID, passkey, or hardware wallet

Recover access using social keys—no seed phrase

Set limits for spending, transfers, and cards

Add a guardian for inheritance or backup

Turn on 2FA for all or specific actions

Let AI monitor and block risky activity

Use Stablecoins
for Everything

Stablecoin-to-Fiat Transfers

Instantly send USD or EUR to any bank account, anywhere in the world

Use Stablecoins
for Everything

Virtual Bank Account

Accept USD and EUR bank transfers that land in your wallet as stablecoins.

Use Stablecoins
for Everything

Borrow Stablecoins

Use your crypto as collateral to unlock stablecoins anytime

Money That Works

Every asset in your wallet works for you, automatically.

Access top DeFi vaults built to outperform traditional savings.
No lockups, no minimums, and no reliance on centralized platforms.

Always On

Yield starts the moment funds hit your wallet.

DeFi-Powered

Backed by trusted protocols like Aave, Morpho, Kamino and Drift.

Instant Access

No lockups or delays. Withdraw or
move funds anytime.

Auto-Yield

35.33%

APY

High Yield Vaults

Assets are routed into optimized strategy vaults to earn high APY.

Who It's For

Made for those who expect more

Global Professionals

Send and spend globally without bank friction

Active Traders

Custody, control, and automation in one interface

Stablecoin Natives

Move off exchanges into secure, high-yield accounts

Security-First Users

No seed phrases, just hardware-secured access

Teams & Organizations

Shared accounts with roles, limits, and automation

Liquidity

Cash Balance %24

Investments %76

Built for What Comes Next

Why modern users are choosing Flux over legacy platforms

Feature
Who controls funds?	You (self-custody)	You (self-custody)	Revolut	Binance
KYC	No	No	Yes	Yes
Earn yield	Up to 25% APY	None (manual DeFi)	Limited, locked	Limited, locked
Account Freeze Risk	No	No	Yes	Yes
Send Money	24/7 crypto & fiat	Crypto only	Slower	Crypto only
Stablecoin Support	Yes	Yes	No	Yes
Perpetual futures	Built-in	No	No	Yes
Security model	Biometric & Passkey	Seed phrase only	Email/password	Centralized login
Recovery options	Social keys (no seed)	Lose seed = loss	Support-based	Support-based
DeFi access	Built-in	Manual	No	No
Fee Structure	Low & transparent	Gas fees (manual)	Region-based	Hidden spreads

FAQ

You can find answers to your questions here.

The Better Bank
You Control

Powered by

Smarter Money Runs On Self-Custody

Forgot Your Seed Phrase? You're Not Alone.

When Wallets Break, You Pay.

You Earn Pennies. They Earn Billions.

Total Control,
Zero Complexity